Business and Finance System

Posts Tagged ‘Indonesia’

If you see Indonesia unilateral economic conditions and pay attention and feel the impact of global economic influence, that  arrangements necessities of life for us who have financial mediocre been divided according to needs or household items. There is no denying that the funds or salary received in one month is not enough, as an example of employee income Rp. 2,500,000, – by the number of family 4 people (husband, wife and 2 children who have been in school), so obviously can not make ends meet alias is still lacking, this if not supported by other income, meaning that works of a husband.
To overcome the things of this book present  very helpful in doing a side business that needs to run well, a side business are manifold and can be done around the place each of our lives, if our ability supported by a hobby, then the business as a hobby It can also bring in money According to the author of this book that prosperity is not closed the door for us who want to try, careful in the use of time, have the ingenuity to find opportunities, then we can build our own business empire.
The book also provides a wide selection of types of businesses that can be done outside of office hours with relatively small capital and does not require a complicated-complicated operations. Equipped with the analysis and cost required to manage the business according to our financial ability.
Efforts to offer the service sector al; washing motorcycles and cars, event decoration, cut grass, translator, private lessons, boarding and contract info, job info, etc.
The field of food and drink al; catering, sell ice cubes, sea food, coffee, various juices, drinking water refills, etc.
Field Cultivation al; Pockets semar, anthurium plants, arowana fish farming etc.
Investment field, the field of clothing manufacturers, field rental, field care, field repairs, etc. The shop area.
So that you are not curious and want to get a more concrete guidance can immediately you have this book and can be obtained at the Scholastic bookstore.
Good luck and success always.

Lately businesses growing franchise in Indonesia. For those of you who own a business and want disfranchise out to investors, following some of the main requirements of a business or franchise business can be made:

First, efforts must be successful before you wake up. Measure of success is not just a matter of months. At a minimum, the franchiser needs to prove the success of business in the last three years. Less than that, not yet a reason for the prospective investors to buy it.

Second, ensure that the franchisee can succeed. That is, built by the franchiser’s business is very profitable and the trend shows increasing sales performance. Do not let your intentions just to get a franchise fee or implementing short-term targets without considering the factor of the franchisee.

Third, business can be operated by the investor. You or your staff should be able to train prospective investors to run the business in the not too long.

Fourth, you must have a user manual for all business operations, whether daily, weekly and monthly .. The goal is that the franchisee can run the business according to the instructions manual systematically as you did to achieve maximum results.

Fifth, the product you sell should have a market appeal in the long term. Some products have a very short life circle, especially for fashion products. You have to think about the concept of the product so that it can survive long in the market. Therefore, you must have a product differentiation or uniqueness.

Sixth, can be run in various places. That is, the business can be run at various places in accordance with business requirements and can be moved to another location, including overseas.

Seventh, your business must have sufficient market potential to be enjoyed by the franchisee. In this case, the franchisee must also be able to achieve a reasonable profit after depositing the first capital for the business establishment. Do not get drawn franchiser margins are too high to the detriment of the franchiser.

Eighth, efforts are already registered with the name or brand. This should be done not only to protect your business, but also the franchiser who uses your brand.

Finally, as a franchiser you have to have a human resources and adequate funding sources to download supports your efforts in the future.

You do not know how to invest in gold, will be discussed in this article about investing in gold. Let’s get started … Investing in gold could be in some kind of gold or media such as gold bullion, gold coins, savings, gold, gold certificates, mutual funds with underlying gold mining companies, as well as up to buy gold commodity futures contracts.

And indeed, many people today feel if they do not hold physical gold is not yet stable, and in this article will try featured on investing in gold bullion, gold coins, etc. and have a physical form.

Learning Gold Investment

Excess Investment Gold

Gold values ??tend to be stable from year to year and are considered not affected by inflation / zero inflation effect, and very rarely gold prices fell, and gold can also be used for the collection and as jewelry.

Investment in Gold is also great as a way of diversifying property remedy. You can only invest in stocks, mutual funds, property, bonds or other ORI and investing in gold can be a good alternative, especially in unstable conditions, the gold could be as a tool to hedge. Gold prices also tend to be stable due to the gold commodity in the world can not be increased.

One other advantage is the price of gold is pegged in U.S. dollars, so if there is an increase in the value of U.S. dollar, you can get two immediate benefits of the increase in the dollar and the rise of the price of gold itself. But can the same condition, if the gold price was falling. But for the long term gold prices tend to be stable and rising.

When compared with investing directly in USD currency, gold is more profitable. In Indonesia, money changer relatively fussy. They appreciate the currency cheap long output or folded currency. Not to mention there is the risk of fake serial number. As a result, saving USD currency must always be updated. Unlike the gold which can be bought and taken any action for a while.

Then how about buying white gold? White gold is pure gold mixed with other metals that have different levels, typically up to 70%. Some say it is a platinum and white gold, but because the price of platinum is very expensive, so in Indonesia rarely sell them.

the choise as Well, if your goal is investment, buy gold bullion or gold coins and make sure there is an international standard certificate. See the example in the picture.

Buying Tips Gold Certified Gold Bars, Gold and White Gold Jewelry

Then where where to buy gold bullion with levels of 99.99% certified? You can buy in factory Limited gold sales division, can be viewed via the website or can be through Place logammulia.com Pawnshop, and also shops that sell gold.

• Save memorandum purchase because it will be necessary if the gold will be sold again.

This is because not all buyers of gold, both sold in stores or other places, an expert in determining the gold content. Because to check the levels of gold takes time and technology are not necessarily available where you sell it. And if possible, sell the gold was back in the place you bought it, because it certainly would be easier and there are many questions about gold.

So what is the value of gold when sold?
Depending on where you sell it, if they use the system at the Pawnshop pawn, then your gold is only rated up to 90% of the buying rate mortgage at the time. When stores of gold, usually cut Rp.5000/gram of the purchase price. And if in PT.Logam Honor – Division PT.Antam.Tbk gold sales, you can see on the website for the purchase price back logammulia.com per-gram.

As we know from several types of precious metals, precious metals gold is the most sought after and popular. Because of gold than can be used as a means of investment and hedging your property from the effects of inflation, gold could be used as ornaments (wear). And to start buying gold, surely you must know your purpose in buying the gold, whether for investment or to wear?. When to buy an investment gold bullion or gold coins, and when to use must buy gold jewelry that you like. So how smart tips to buy gold bullion, gold and white gold jewelry? Can you read the following tips:

Smart Tips In Buying Gold Bars, Gold and White Gold Jewelry

1. First look at the current exchange rate of gold prices
Of course, before buying gold, you can check what price gold market today, it could through newspapers, websites price-Emas.com, website Pegadaian.co.id pawn shops in the main yard there is a menu of current gold prices, gold or ask the shop contact Noble PT.Logam sales which is a division of PT. Antam Tbk – gold producer in Indonesia, on each working day Monday to Friday at logammulia.com. And if you buy gold or a week Saturday course you can find information on the benchmark gold prices on Friday afternoon.

2. Consider the state of the gold you buy
When you buy gold jewelry is to wear, of course, you can choose the preferred model and also note the state of her gold jewelry, is still good or is flawed.

If the purchase of existing gold pearl jewelry, pearl consider whether there is chipped, scratches and other, because of course when you sell it back, gold shops will check first and affect the sale price.

If the purchase is a form of bracelets and necklaces, pick the key lock necklace bracelet or machine made, that is shaped or hurus called toogle. While the usual hand-made key-press buttons and the shape can become weak when it is often used (book cover) and have been aged longer.

And see also display gold, buy gold, which is very clean, because sometimes there are green in certain parts of the pores. Jewelry stores might say this is a normal thing, but actually not, gold has not been washed properly. In the gold is still lagging behind the rest of the chemicals that can cause skin allergies in the wearer, which causes itching, etc..

3. Ask The gold purity levels
Here are the levels of purity of gold according to international standards:
- 24-karat gold is pure gold (99.99%)
- Gold 22 carat gold has a composition of 91.7% and 8.3% mixed with other ingredients, usually silver
- Gold 20 carat gold has kompoisis 83.3%
- Gold 18 carat gold has a composition of 75%
- Gold 16 carat gold has a composition of 66.6%
- Gold 14 carat gold has a composition of 58.5%
9 carat gold and has a composition of 37.5% gold

But because we live in Indonesia, the standard gold content in gold shops in Indonesia is somewhat different. 24-karat gold is 90% gold, 23 carat gold is 70% gold, 22 carat gold is 40% gold and the other.

Rust can be seen there is a difference that much different. System of buying and selling gold in our market (the traditional market – a store of gold) was quite apprehensive because there is no standard system and the consistency of price, weight and purity.

As we know from several types of precious metals, precious metals gold is the most sought after and popular. Because of gold than can be used as a means of investment and hedging your property from the effects of inflation, gold could be used as ornaments (wear). And to start buying gold, surely you must know your purpose in buying the gold, whether for investment or to wear?. When to buy an investment gold bullion or gold coins, and when to use must buy gold jewelry that you like. So how smart tips to buy gold bullion, gold and white gold jewelry? Can you read the following tips:

Smart Tips In Buying Gold Bars, Gold and White Gold Jewelry

1. First look at the current exchange rate of gold prices
Of course, before buying gold, you can check what price gold market today, it could through newspapers, websites price-Emas.com, website Pegadaian.co.id pawn shops in the main yard there is a menu of current gold prices, gold or ask the shop contact Noble PT.Logam sales which is a division of PT. Antam Tbk – gold producer in Indonesia, on each working day Monday to Friday at logammulia.com. And if you buy gold or a week Saturday course you can find information on the benchmark gold prices on Friday afternoon.

2. Consider the state of the gold you buy
When you buy gold jewelry is to wear, of course, you can choose the preferred model and also note the state of her gold jewelry, is still good or is flawed.

If the purchase of existing gold pearl jewelry, pearl consider whether there is chipped, scratches and other, because of course when you sell it back, gold shops will check first and affect the sale price.

If the purchase is a form of bracelets and necklaces, pick the key lock necklace bracelet or machine made, that is shaped or hurus called toogle. While the usual hand-made key-press buttons and the shape can become weak when it is often used (book cover) and have been aged longer.

And see also display gold, buy gold, which is very clean, because sometimes there are green in certain parts of the pores. Jewelry stores might say this is a normal thing, but actually not, gold has not been washed properly. In the gold is still lagging behind the rest of the chemicals that can cause skin allergies in the wearer, which causes itching, etc..

3. Ask The gold purity levels
Here are the levels of purity of gold according to international standards:
- 24-karat gold is pure gold (99.99%)
- Gold 22 carat gold has a composition of 91.7% and 8.3% mixed with other ingredients, usually silver
- Gold 20 carat gold has kompoisis 83.3%
- Gold 18 carat gold has a composition of 75%
- Gold 16 carat gold has a composition of 66.6%
- Gold 14 carat gold has a composition of 58.5%
9 carat gold and has a composition of 37.5% gold

But because we live in Indonesia, the standard gold content in gold shops in Indonesia is somewhat different. 24-karat gold is 90% gold, 23 carat gold is 70% gold, 22 carat gold is 40% gold and the other.

Rust can be seen there is a difference that much different. System of buying and selling gold in our market (the traditional market – a store of gold) was quite apprehensive because there is no standard system and the consistency of price, weight and purity.

Errors in determining the success of market segmentation dangerous marketing strategy. The impact is not only spread the targeting market, but also can be fatal in all strategies and tactics that run the company. Market segmentation fault usually stems from a lack of market information. As a result, the grouping of consumers do not correspond to actual market conditions.

Each market is unique, because consumers are definitely different from one another. No market is completely homogeneous. Only in the marketing world, the number of consumers who are very much this is impossible “captured” one by one. So they then simplified. Consumers who have the same characteristics are grouped in one segment of the market (segmentation).

The biggest problem in Indonesia, is the number of companies who often make decisions based on information that is not enough. Marketers must be able to see the structure of the industry to avoid the segmentation fault. They must conduct market studies, utilizing market research and make intelligent marketing in order to know exactly what kind of market.

In order not to get stuck on the error in determining the market segments accurate market research plays a very important. Focus on the market are usually inadequate due to lack of inability to identify market segments and bad prioritisas in determining the market segments

Every time I open yahoo email, on the left below the banner ads that always arise from the women really began to make up, nail polish until the rows of cute shoes instead try to attract my attention.

Likewise, when I open , infotainment channel which became one of my favorite channels  because guns had been watching the news on TV gossip. Info boutique clothing, handbags, shoes to a place to hang out or even a cool and fine dining niche has always managed to steal my attention.

Not only in online communication activities in general are targeted, according to context and behavior, always more successful at getting attention.

In online, behavioral communication supported by technology that can automatically supply the ads only to the target. Database-based approach is the one who made ??Yahoo, MSN, facebook etc..

What about Indonesia, which on average have their online media based on membership? how to apply behavioral targeted ad so that we are doing more communication is more pervasive and efficient message is costing?

No / lack of reader-based database grouping, does not mean an obstacle to doing targeted ad. The first thing to do is to select and study each channel and to treat each channel with a different approach.

Example: If your product is intended for men and women and want to advertise on the public portal, do not rush to put on the public channel, but look into the possibility of a special channel that is usually visited by men and women.

Internet penetration has been so rapidly entering every segment of society. The impact of media on this one also has changed the pattern of life and community interaction. In terms of shopping and find the items needed can not be separated from the influence of online media. Not to mention the mobile applications that also support the growing lifestyle with online media. Business environment and marketing strategy will inevitably have to take advantage of online media. Changes or complementarity between online and offline marketing strategies have a pretty significant role for the business.

The number of Internet users that the greater provide great opportunities for businesses to attract customers through online media. Choice of online media as a marketing tool has several advantages including low cost and a very wide range.

However, the marketing strategy through online media is not necessarily provide effective results. Needs to be done with seriously and measurable evaluation of the results.

Some online marketing strategies that can be done is through email, forums and the website itself. Online business through the medium of the website should be considered detailed product information or services offered. In addition the design should be attractive and easy to navigate. In terms of payment should be adjusted to the character of the society Indonesia ie cash on delivery and transfer.

Besides the things above in the online business, a factor of trust and confidence the buyer is required. Given the online business between the seller and the buyer does not meet directly. Also the goods sold has not been seen directly by the buyer. To support this need to be included contact support such as name, address, email, yahoo messenger, telephone and others. This is important if there are things that need to be clarified from the existing web catalog.

A little refresh our memories back, that in the Marketing Revolution there were 12 or 12 approach to touch the pillar marketing target market. The 12 pillars of marketing it as a compendium of a great marketing concept that has been highly tested. As I outlined earlier, that if you do the pillars that I teach, it will get great results too. The second pillar is a referral, that is, not that touched our own market.

Previously I wanted to ask, who of you who’ve come to one of my seminars because it was invited by someone you know? Apparently, from the results I get when I ask it in a variety of seminars that I held, many of my audience turned out to be the result of the referral.

In this case we can provide a form for the referral program, for example, member get member. This method has been widely used by companies engaged in credit card, they often provide member get member program, and give you points redeemable for various products that are very interesting. Often entrepreneurs forget how this referral.

I have been practicing this way to offer various seminars that I held, for example by offering discounts of up to 30% for participants who register I should find yourself a new customer, preferably through another person who invites discounts.

This will just be able to be a means of marketing our time factor. The third pillar is the endorsement, or that selling is not our own. Almost the same as the referral, but if the referral of people usually take one, but the endorsement, a person could ask a thousand people.

For example, you already have a surgeon who become your customers. You could offer to the surgeon, “Would you get this program for a year?”, If he would answer, then we can offer the following, “Can you give a letter to all surgeons in Indonesia to give testimony that you have followed my seminars.

Another example when I was invited by an aviation maintenance company, I ask if they have a list of upper-class people who become their database. For instance, from there we know there is an airline president reliable, then he could go on to say,

Once we know the purpose of our lives and begin to align its life with a profession that we choose then we go to part 2 of “Do not join the bandwagon, be yourself”, the words be yourself sometimes misunderstood by some people  Be yourself here does not mean bad character is maintained means be yourself is not the bandwagon of others but rather with the same field and have the same vision of life.

If you do not understand so easily like this, once the author had met someone who honestly wants to be a doctor  baseball want to, academic as well not good but he really loves things smell management, eh middle of the road it turns out these people went along with the medical entrance tests since that time in school is really the name medicine, as a result he received at one of the leading medical universities in Bandung. Cool right? really cool but only the beginning, when the person can already pride last short story in the second lecture he Drop Out, the reason is simple because there is no passion in the field which led to a willingness to learn in the field is not large. there are very many of us who went along, my accounting work so kept we went along, one does not? Not 100% wrong, but there are several of us immediately went along with it without more careful in without thinking more deeply about the future will be  profession he chose.